Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern the use of the website quitofund.com and the financial consulting services offered by Quitofund S.A.S. By accessing or using our website and services, you agree to be bound by these terms. If you disagree with any of them, please do not use our site.
1. Service Provider Identification
Quitofund S.A.S., a company incorporated under the laws of the Republic of Ecuador, registered in the Commercial Registry of the Quito canton under number 2021-GEQ-04872, with Tax ID (RUC) 1792587643001, domiciled at Av. 12 de Octubre N24-562 y Cordero, World Trade Center Building, Tower A, Office 1402, Quito, Pichincha, Ecuador.
2. Nature of Services
Quitofund provides financial consulting, personal finance education, and budget planning services. Our services are informational and educational in nature. They do not constitute regulated investment advice, nor do they replace the judgment of a certified financial professional for specific investment decisions. Recommendations provided are based on information supplied by the client and on generally accepted financial planning methodologies.
3. Website Usage
The user agrees to: • Use the website in accordance with current Ecuadorian legislation and these Terms. • Provide truthful and up-to-date information when completing forms. • Not attempt to access restricted areas of the site or compromise its security. • Not reproduce, distribute, or modify the site's content without express authorization.
4. Intellectual Property
All website content, including texts, graphics, logos, icons, images, methodologies, educational materials, and software, is the property of Quitofund S.A.S. or its licensors, and is protected by Ecuador's intellectual property laws and international treaties. Total or partial reproduction of content without prior written consent is prohibited.
5. Limitation of Liability
Quitofund does not guarantee specific financial results from its consulting services. Financial decisions are the sole responsibility of the client. We are not liable for: • Financial losses resulting from decisions based on our general guidance. • Temporary website interruptions due to maintenance or technical causes. • Inaccuracies in information provided by third parties. • Indirect or consequential damages of any nature.
6. Data Protection
The processing of personal data is governed by our Privacy Policy, prepared in accordance with Ecuador's Organic Law on Personal Data Protection (LOPDP). By using our services, you consent to the processing of your data in accordance with said policy.
7. Modifications
Quitofund reserves the right to modify these Terms and Conditions at any time. Modifications will take effect from the time of publication on the website. Continued use of the site after the publication of changes constitutes acceptance of the new terms. We recommend periodically reviewing this page to stay informed about any updates.
8. Applicable Law and Jurisdiction
These Terms are governed by the laws of the Republic of Ecuador. Any dispute arising from these Terms shall be submitted to the jurisdiction of the competent courts of the city of Quito, province of Pichincha, Ecuador, with the parties waiving any other jurisdiction that may apply.
9. Contact
For inquiries about these Terms and Conditions: Quitofund S.A.S. Av. 12 de Octubre N24-562 y Cordero World Trade Center Building, Tower A, Office 1402 Quito, Pichincha, Ecuador Email: legal@quitofund.com Phone: +593 2 256 7890